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<p>ISO 9564-4:2016 provides requirements for the use of personal identification numbers (PIN) in eCommerce. The PINs in scope are the same cardholder PINs used as a means of cardholder verification in card-based financial transactions; notably, automated teller machine (ATM) systems, point-of-sale (POS) terminals, automated fuel dispensers, and vending machines.</p>
<p>It is applicable to financial card-originated transactions requiring verification of the PIN and to those organizations responsible for implementing techniques for the management of the PIN in eCommerce.</p>
<p>The provisions of this part of ISO 9564 are not intended to cover</p>
<p>- passwords, passcodes, pass phrases and other shared secrets used for customer authentication in online banking, telephone banking, digital wallets, mobile payment, etc.,</p>
<p>- management of cardholder PINs for use as a means of cardholder verification in retail banking systems in, notably, automated teller machine (ATM) systems, point-of-sale (POS) terminals, automated fuel dispensers, vending machines, banking kiosks and PIN selection/change systems, which are covered in ISO 9564‑1,</p>
<p>- card proxies such as mobile phones or key fobs,</p>
<p>- approved algorithms for PIN encipherment, which are covered in ISO 9564‑2,</p>
<p>- the protection of the PIN against loss or intentional misuse by the customer or authorized employees of the issuer,</p>
<p>- privacy of non-PIN transaction data,</p>
<p>- protection of transaction messages against alteration or substitution, e.g. an online authorization response,</p>
<p>- protection against replay of the transaction,</p>
<p>- functionality of devices used for PIN entry which is related to issuer functions other than PIN entry,</p>
<p>- specific key management techniques, and</p>
<p>- access to, and storage of, card data other than the PIN by applications such as wallets.</p>
Reģistrācijas numurs (WIID)
61246
Darbības sfēra
<p>ISO 9564-4:2016 provides requirements for the use of personal identification numbers (PIN) in eCommerce. The PINs in scope are the same cardholder PINs used as a means of cardholder verification in card-based financial transactions; notably, automated teller machine (ATM) systems, point-of-sale (POS) terminals, automated fuel dispensers, and vending machines.</p>
<p>It is applicable to financial card-originated transactions requiring verification of the PIN and to those organizations responsible for implementing techniques for the management of the PIN in eCommerce.</p>
<p>The provisions of this part of ISO 9564 are not intended to cover</p>
<p>- passwords, passcodes, pass phrases and other shared secrets used for customer authentication in online banking, telephone banking, digital wallets, mobile payment, etc.,</p>
<p>- management of cardholder PINs for use as a means of cardholder verification in retail banking systems in, notably, automated teller machine (ATM) systems, point-of-sale (POS) terminals, automated fuel dispensers, vending machines, banking kiosks and PIN selection/change systems, which are covered in ISO 9564‑1,</p>
<p>- card proxies such as mobile phones or key fobs,</p>
<p>- approved algorithms for PIN encipherment, which are covered in ISO 9564‑2,</p>
<p>- the protection of the PIN against loss or intentional misuse by the customer or authorized employees of the issuer,</p>
<p>- privacy of non-PIN transaction data,</p>
<p>- protection of transaction messages against alteration or substitution, e.g. an online authorization response,</p>
<p>- protection against replay of the transaction,</p>
<p>- functionality of devices used for PIN entry which is related to issuer functions other than PIN entry,</p>
<p>- specific key management techniques, and</p>
<p>- access to, and storage of, card data other than the PIN by applications such as wallets.</p>
